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Most employees already know the benefits to a 401(k), which gives employees a retirement fund and a fund for emergencies. Small and medium-sized businesses rarely have the time or staff to create and administer such plans, We make sure the work is done for you. Click here to ask an agent about setting up a 401(k) Plan

412(I) Small Business Owner or Professional

  • Think you’ll never be able to retire? Not so, thanks to the 412(I) Plan. The IRS has provided for you, if you are a small business owner or professional with few or no employees and are within five to ten years of retirement. We have a plan that will work for you and provide for your retirement. Click here to ask an agent about Short-Term Retirement Planning.

Safe Harbor Plan

  • A Safe Harbor Plan gives you and your employees a specialized 401(k) with more benefits than a regular 401(k). With a Safe Harbor Plan you can deduct your contributions as a business expense, yet it is funded mostly from dollars paid as salary. Click here to ask an agent about a Safe Harbor Plan.

IRAS

  • IRAS as well as other retirement planning take expertise and experience. Relax. We’ve got you covered. Click here to ask an agent about Retirement Planning.

Deferred Compensation Plans

  • Deferred compensation defers taxes by paying a portion of an employee's income after the income is actually earned. Choose from pensions, retirement plans, and stock options. Click here to ask an agent about Deferred Compensation Plans.

Life Insurance

  • Should you choose a life insurance plan that accumulates cash value, or a term policy that offers lowered costs? Make an informed decision with advice from an expert. Click here to ask an agent about Life Insurance.

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